Our House View of Investment Funds

June 8, 2023
Posted by: Mark Nugent
Categories: Financial planning, Investments, Pensions

Happy couple signing a contract on a business meeting with their insurance agent.

Investing is a commitment of time and patience. We believe that time spent invested is more beneficial than actually trying to time a market event. Therefore, how and what you are invested in is critical to the performance of your investments over time.

There are so many considerations for us before we recommend an investment solution to our customers. Is the fund manager established, if yes then for how long? What makes them different from their peers? Do we believe that an active fund manager can outperform an index for example? Then we need to consider ESG as part of our decision making in other words, are those funds or fund managers causing harm to the environment? Do we believe that established dividend paying stocks are preferrable to small companies that are only in the growth phase? What about risk management within a fund, put options and derivatives for example?

As you can see, there is a lot of intelligence that guides our investment decisions. No-one can predict the future perfectly and its even harder to select that one Fund that we believe can survive all market conditions and deliver consistent returns. For that reason we have designed our own ‘House View’ of individual fund managers that we believe can deliver upon all of the above requirements blended together into one individual mix specific to where you are on your investment journey.

Designing this mix is just the first step for us and we constantly monitor the individual fund managers performance along with the overall blended performance versus the market. This helps to inform our recommendations to you along your investment journey.

We would love to talk to you about our House View mix and set out a recommendation that works for you and your investments.

How can we help you?

I have availed of Andrew’s services in a number of capacities over recent years and have developed great faith and trust in him. Andrew has successfully completed applications for finance for me on multiple occasions both professionally and personally; all applications were very well prepared and approved without stress or time-consuming queries and at very competitive rates of interest. He also looks after my pension interests and I have found him to be impartial, open, honest and very knowledgeable in this regard. Andrews broad range of knowledge spreading from finance, through pensions and accounting has been an invaluable asset to me both professionally and personally and I would have no concerns in recommending him to anyone for financial services.

Michael Dillon

Building & Civil Engineering Cost Consultant, John F Dillon & Associates

Andrew has advised me many times in the past. His advice is always holistic and with my future plans in mind. Not only does he account for the detail, obviously being an Accountant, but also with an eye to the impact that the particular results will have on different parties. Most recently he assisted in reviewing and completing a funding proposal for the bank which, because it was so well analysed and presented, it was accepted with only a couple of simple questions.

I have no hesitation in recommending Andrew in any capacity as he has never let me down and is an absolute professional with a fantastic eye for overall impacts on ones future financial planning goals ad objectives.

Alan Redmond

Managing Director, Redmond Property

From our initial consultation which focused on my current situation, my attitude to risk and what I wanted to achieve we have established a roadmap for my pension plan. Future Plan’s industry knowledge allied to his client-focused approach has allowed us to develop a solution for me which we will continue to refine into the future at scheduled intervals.

Stephen O’Shaughnessy

Business Development Manager, ISS Facility Services Ireland

I was having an issue with an existing pension and it was resulting in little or no luck getting resolved. Future Plan took care of the entire process for me while also reviewing my pension model and worked out the best package to suit my personal needs. I would highly recommend Mark and his company to anyone looking to have their pension really work for them along with other financial models which I also availed of with their help.

David Clarke

Operations Director, DJI

Our House View of Investment Funds

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